Project Unclutter: What it is

  I have discovered a new website: unclutterer.com.  So far I'm really enjoying it.  It has helpful tips and a bit of humor.  In exploring the site I found reference to a book Unclutter Your Life in One Week by Erin R Doland, Editor-in-chief of Unclutterer.com.  My reaction to the title: "Yeah, Right.  Like I could really get rid of all my clutter in one week."  But I did look it up on amazon.  The reviews were mostly positive and the sample pages looked like they contained helpful advise.  Plus I had another order to make and this book would qualify me for free shipping.  So I ordered despite my doubts about it's claims.
  It was then that Project Unclutter was born.  I decided that instead of just scoffing at the prospect of uncluttering in a week, I would put her claims to the test.  I have the first week of January off of work and I can devote that entirely to uncluttering.

   Project Unclutter will come in two parts.  First, I need to read the book.  I'll do this between now and the end of the year.  I plan on writing a review of what I find in a subsequent post.  Second, I will put it to the test.  I chose the week I was off, so I fully test the theory without distraction.  I will let you know how it goes.
   I still doubt I can completely declutter in a week, but I can at least make a dent in it. I know it's very early for a New Years resolution, but I will make mind now.  Here's hoping 2012 will involve a lot less clutter.  Who will join me in Project Unclutter?

Recipe: Texas Chili

  A couple of months ago my gym hosted a talk from a nutritionist.  In addition to all the helpful information she provided, she also gave us several recipes.  This is one of my favorites.  It is different from most other chili recipes I've tried, but I love it.  It's not spicy but very flavorful.  I added a couple of notes of my own to the recipe below.  It has quickly become a favorite in our house.  I hope you enjoy it as much as we do.

1/2 lb ground turkey (omit for vegetarian)
1 small onion chopped
2 cloves of garlic
1 can of diced fire roasted tomatoes (I use 1 cup fresh diced tomato)
1 can sauce
1 can of black beans (drained and rinsed)  (If you cook your own 1 1/2 cup = 1can)
1/2-1 cup water
1 cup frozen corn
1/2 green bell pepper (chopped or chunks)
1/2 red bell pepper
1/2 yellow bell pepper
1 tsp. salt
1/2 tsp. fresh ground pepper
1 tsp. cumin
1 tsp. chili powder

In a large soup pot cook meat, onions, and garlic together.  If not using meat, add some olive oil to cook the onion and garlic.  Cook until onions are tender, add the rest of ingredients, stir and bring to a boil on medium heat.   Turn down to simmer for 30 min.

1/2 cup serving w/ meat and beans is 19g protein, without is 9g protein.
1/2 cup serving w/ meat 225 calories, without meat is 125 calories.

Huzzah!! No More Credit Card!!

   Woo Hoo!  My days of paying my credit card bill are at an end.  Monday evening I went online and paid off the remaining $249.  For the first time in my adult life I have no credit card and no credit card payment.
   When I was younger, I believed that credit cards were a part of life.  I fell for the line: "you need a credit card in case of emergency."  At first I rarely used it,  I maintained a zero balance for several years.  Then I needed a little extra one month, so I used the card.  I intended to pay it off just as soon as I had extra.  But the next month I was a little short as well.  I did not have enough income and I had no emergency fund.  Eventually, I stopped using the card, but I still had a large balance.  Some months I had to decide if I was going to pay my car payment or my credit card payment.  I needed my car, so the interest and penalties soared.   For the past couple of years I have cut costs, found a better paying job, and payed extra on my two cards.  About two years ago I paid off my Discover card, and now the visa is finally gone.

   Never again!  I am prepared now.  If an emergency were to happen today I do not need a credit card.  I have an emergency fund for that.  I will never again be under the thumb of a credit card company.  I can now handle emergencies without them.  Neither do I have to worry about my credit score, for I no longer intend to borrow money from anyone.  If I don't have the cash, I won't buy it.  And if I'm sort on money again, I have one less bill to pay each month.
   Now to work on the car payments.

Happy Healthy Halloween

    Halloween is less than a week away.  It gestures in a new holiday season with all of the temptations that entails.  If you are not prepared yet, now is the time to get ready.  As a kid I always loved Halloween. I really loved to dress up in a costume (still do) and pretend to be something I'm not for a night.  Most of all I loved the candy.  We would always go trick-or-treating in our neighborhood and usually had a fall festival at church.  We would come home with those little orange pumpkins stuffed with candy.  One year my sister my sister won a cake walk, so we also carried home an enormous caramel cake (yum!).  Now I am older and finally have to grow up and worry about things like weight and "will this give me diabetes?"  I look at children today and the things they eat and I worry about the next generation.  The question I ask myself is:  Can I in good conscience distribute a food to children that is so profoundly unhealthy?  I have no answer to this.  I do love to answer the door and see all the cute little kids dressed in their little costumes.  I love watching their faces light up when I give them the candy.  Plus it is only once a year.  However, Christmas is once a year as well, so is Thanksgiving, and birthdays, and many other events all of which involve food.  The candy we distribute hopefully will not be eaten in one night, but over a period of days, weeks, or even months.  There is no way to know exactly how many kids will come to your door, so  you may very well have leftover candy, lying around begging to be eaten.
   So what can be done?  I have been trying to think of alternatives to sugary candy, but I don't want to be the woman who hands out toothbrushes.  I want kids to like what I give them.  I remember as a child that some people would give out boxes of raisins.  This is ok, but there are many kids who don't like raisins.  Even if they do, it's a bit of a let down to receive raisins when you were expecting candy.  Another possibility is to buy sugar-free candy.  This is slightly better, but falls short of being called healthy.  Companies such as Oriental Trading Company, offer small toys in bulk.  This way the kids can have something fun to play with, and I would avoid giving them the candy.  One final option comes from something I received in my little pumpkin as a kid.  I seem to remember someone handing out roles of pennies.  I liked this one, because I could do anything I wanted with it.
   Whether or not I hand out healthy alternatives, the kids will still get plenty of sugary snacks from others. And, when I have children, I am sure I will dress them in little costumes and take them trick-or-treating.  But, I do believe that I can make a difference no matter how small it is.

DIY Savings: Detergent

 In the quest to save money, DIY (Do it yourself) can sometimes save a bundle.  I plan on sharing various DIY money savers in future blogs.  Today, I will focus on a recent project of mine, making my own detergent. I have heard of making my own cleaners many times, and finally decided to try it.  About a month ago, I bought my ingredients and tried it out.  So far, it works just as well as the store bought variety and costs a lot less.  If you do a google search for home made detergent, you can find a dozen recipes.  The one I recommend is at a website called DIY Natural.  The directions are very simple and there are only three ingredients.  Plus is is made with simple natural ingredients for those of you who worry about chemicals.
      I also plan on making my own dishwashing detergent once my supply runs out.  Since it uses many of the same ingredients as laundry detergent, I will not have to spend any money.  I found a recipe that looks good at yahoo finance.  I will let you know how it works.
How do you DIY to save money?

Update: I tried the dishwashing detergent and it works great

Ode to a Timer

  My timer is awesome!  When my time, like a wild beast tries to runaway, my timer helps to keep it.  Sometimes, a task seems so large I fear I shall never finish.  My timer shows me that I can at least do fifteen minutes.  And if this time is not sufficient, I will try again tomorrow and the next day until it is complete.   My timer allows me to spend a little time on the unimportant and free time up for what is necessary.  So at the end of the day when I lay my head down, I know I may not have done all, but I have done what I could.  My home is improving fifteen minutes at a time.

Sample Schedule (Timer): (not my actual schedule)
5:00 Leave work
5:30-7 Exercise
7-7:30 Prep dinner
7:30-8  Eat Dinner
8-8:15 (15) Clean up
8:15-8:30 (15) Vacuum
8:30-8:45 (15) Clean Bathrooms
8:45-9 (15) Clean Hot Spots
9 -11  Relax

* Timer method adapted from flylady's Declutter 15 minutes a day and Home Blessing Hour.

How do you make time to clean?

Why I Joined a Gym

A couple of months ago, I mentioned in a post that I was considering joining a gym.  The problem is that I am not only trying to get healthy I am also trying to get out of debt.  I am cutting back on any extra expenses in order to use the money I save to pay down on my debt.  So why did I join a gym?  Why didn't I just start jogging in the mornings or use my workout videos?
  Everyone has there own set of challenges.  I have tried and failed to loose weight many, many times.  Before I started this time, I first thought back on all of my previous attempts to figure out what went wrong.  The answer I decided was accountability.  When I work out on my own, I tend to get caught up in other things and never get started.  It's not that I don't like to work out, I do, but I get caught up in a TV show or a book or realize I need to do the dishes.  The next thing I know it is time for bed and I still haven't worked out.  The times in my life when I have worked out the most consistently where when I had someone to work out with.  I couldn't put it off if I had someone waiting for me.  In grad school, I went to the gym with my friend Vanessa.  When I live overseas, my roommates and I took karate.
   So what does this have to do with the gym?   Well, I needed someone to work out with.  Most of my friends live too far away to work with.  As for the friends who live nearby, I have a crazy schedule and so do most of them.  I might be able to do one or two days a week with them, but that is not enough.  So I thought of the gym.
   The gym I go to is called Omni and it is right across the road from my apartment.  I have actually been a member in the past so I was already familiar with the facilities.  The deciding factor were the classes.  Classes meet at the same time every week.  Unlike working on my own, I can't put them off.  As I keep going to the same classes, I get to know people and they will know if I do not show up.  I have picked three classes I can attend on a regular basis and I try not to miss.  So far it's working.  I am working out 3-4 days a week for the first time in years.  My clothes are fitting better, and I feel stronger.
   The gym may cost a little extra per month, but I believe that the benefits to my health far out way the price. It's not for everyone, but it works for me.   How do you workout?

TIP:  If you do decide to join a gym, it may be possible to talk their price down.  I paid no joining fees and my monthly payments are less than they quoted, because I talked them down.